In the NBU told what to expect Ukrainians are relatively cheap loans
So the head of the National Bank of Ukraine Yakov Smoliy commented on how realistic the goal set by the government.
He said that to reduce the cost of loans for business and mortgage lending in Ukraine requires the implementation of the laws on the protection of creditor rights and judicial reform.
He also added that reduction of interest rates necessary quality registries and appropriate access to special registrars to make changes.
“Together this will give an opportunity to reduce the cost of resources for lending to businesses and mortgage lending,” — said the head of the national Bank.
When this resin has assured that “the cost of resources is absolutely the real numbers”.
“If we declare the interest rate at 8% and (add – ed) the margins that lay the banks, reducing the existing risks to 3-4%, then mathematically you can get 12%. But the decrease in the discount rate is a necessary condition, but insufficient to the cost of resources for lending was at that level,” — said the head of the NBU.
According to him, the complex implementation of the laws on the protection of creditor rights, judicial reform and quality registers will reduce the cost of resources for lending to business and mortgage lending.
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As previously reported, Zelensky said about the need to reduce interest rates on loans in Ukraine. The President has set a major challenge before the new Cabinet. In his opinion, interest rates on loans in the Ukrainian banks should be significantly reduced.
“We need to create the necessary conditions so that banks could reduce interest rates for business lending and mortgages. Deadline: October 1, 2019,” said Zelensky.
Responsibility for this initiative the President has put on the new Prime Minister Alexei Goncharuk, the Minister of Finance Oksana Markarova, the head of the NBU Yakov Smoliy.
The plans of the new government to reduce the cost of mortgage loans to 12-13% per annum. Today banks offer a mortgage of 20%.
Recall Zelensky raged and hurt pricked Poroshenko: the full video of the meeting.
As reported Politeka, Zelensky have serious problems approaching the first split of the “public Servants”.
Also Politeka wrote that Zelensky cancels the payment communal the first step: the President has disclosed all the details.