Ukrainians told about the new rules for the dollar and explain why it is important to remain calm when the growth rate
This writes the commentator.
In the Ukraine several years of fixed seasonality in the electricity market. That is when you need to spend currency on gas, repayment of public debt – U.S. currency becomes more expensive. When farmers actively selling their products, the dollar, accordingly, cheaper.
How to tell the experts, the high demand leads to certain consequences. For example, the dollar exchange rate will grow more rapidly; the Ukrainians, who are buying the currency, as a result of losing their money. In addition, periodically repeat itself: the VAT refund business, output, by companies of dividends to owners, investment by foreigners in government bonds after their placement by the Ministry of Finance.
As a result, from year to year repeats almost the same practice: the dollar at the beginning of the month is cheaper than at the end. In addition, the us currency depreciates closer to the summer, and gaining in price by the beginning of the heating season.
But do not forget about the political factors that also affect the dollar. For example, in 2018, declared martial law, after which the U.S. currency jumped to 28.4 UAH/$. And the main reason for this — high demand. The Ukrainians feared that the currency appreciates strongly, and have begun to buy up, creating a gap in the market. But in may, the dollar fell to the level of 26.11 UAH/$.
Today, there are three rules of buying currency. But first, it is important to determine the main purpose. If you save for a specific purchase, it is better to collect in the currency in which you spend money.
If you are going to save for a rainy day, it is best to purchase three different currencies. For example, dollars, euros and yuan. This practice will allow you to diverticuliti (split) risks.
Experts urged Ukrainians not to buy the money immediately. This is best done in small portions once in a calendar month. While most of the money needed to buy closer to the summer. And by the end of the year, when the us currency traditionally grows, the volume of purchases it is better to reduce.
Recall, the banks decided to push the Ukrainians to strength: Deposit rate has changed.
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