Mandatory for all insurers e insurance policies have become in 2016. Since then, the popularity of the e-CTP is growing by leaps and bounds.
In the first place on the popularity of electronic policies affected by the unavailability of the ordinary in the so-called “toxic” regions, where insurers bear the greatest losses. Due to the launch of the E-Garant, to refuse to sell e-policy, the insurer shall not in the state: the system will choose automatically. And if at the end of the first quarter, the share of e-insurance in excess of 40% of the total volume of “autocitizen”, by the end of the year can almost completely displace traditional policies.
“In Russia, the share of electronic sales in recent months is almost 50%. We have every reason to believe that by the end of the year they will have about 80-90%”, ? quoted by ASN Chapter fraud Committee of the Russian Union of insurers (VSS) Igor Fatianov.
According to the Russian Union of motor insurers (RAMI) in the first three months of this year, electronic sales of insurance policies increased by 4.5% to 3.4 million units. According to the head of RSA Igor Yurgens, the most popular e-CTP uses in cities with a large fleet of vehicles and difficult for insurers regions.
System e-insurance is gradually evolyutsioniruet. So RAMI proposes to introduce a 72-hour “temporary franchise”, that is, the electronic policy shall enter into force three days after the sale.
And the Central Bank proposed to create in the Internet marketplace, e-insurance, so that the buyer could choose the most advantageous offer from the insurers.